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Why do you need an RESP for your child(ren)?

by Maxine
Posted August 1 2010 12:30am
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As many parents already know, the cost of post-secondary education continues to grow, making it more difficult for you to shoulder the cost of tuition alone and nearly impossible for a student working part-time to pay tuition without additional help.  While you might not be thinking about the costs right now, when your focus is on your new baby or young toddler, the earlier you start saving the more your savings will grow! And with incentives and tax shelters from the government, there are many opportunities to maximize your savings. With estimates putting the cost of post-secondary education well over $100,000 in the not-too-distant future, do you really want to turn down an opportunity to further your child’s education? 

The Government of Canada provides incentive programs, called the Canadian Education Savings Grant and the Canada Learning Bond, through Registered Education Savings Plans (RESPs). These incentives can add a substantial amount of additional funding to your RESP savings. Your child is only eligible for these grants if you open an RESP.

Sources:

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TV in the Bedroom: Friend or Foe?

by Guest
Posted March 13 2012 05:20pm

Kids are immersed in media these days. And while the use of computers, smartphones, and other mobile technologies continues to grow, television still dominates children’s media lives. You could call it the staple dish in their media diet. Recent research has linked the presence of a TV in the bedroom with heavier media use and more severe fear responses. How should parents interpret these findings? Is it time to pull the plug on TV in the bedroom?

Some findings about fear

Research published in this month’s Journal of Children and Media, focusing on children’s experiences of “media-induced fright”, found that 76% of the children in the study reported instances of fright, with many of those coming in response to G or PG rated movies [1]. In this study, having a TV in the bedroom was the best predictor of the severity of the child’s fright.

The researchers note that the most common theme associated with fear involved the supernatural. And given that very young children have difficulty differentiating between fantasy and reality, it is possible that some fantastical (and scary) scenes in movies may be contributing to the child’s fear. What else does having a TV in the bedroom mean for kids?

Screentime or bedtime?

In the recently released Kaiser Family Foundation study on media use, they found that those who have a television in the bedroom were among the heaviest media users. The report also found significantly less media exposure in households that had some kind of rules governing the use of media. So what do these finding mean for parents? Is a child watching television in his or her bedroom more prone to media-induced fear than if they watched in their living rooms, or at a friend’s house? Should parents get the TV out of the bedroom, and create rules for TV use?

The co-viewing factor

Having rules and guidelines about appropriate media use is important, particularly for younger kids. Co-viewing is another method parents can use when managing their children’s screentime. When parents are watching television with their kids they can comfort their children if they become distressed, skip through any scary parts, or even turn it off and break out the crayons.

Share your thoughts

Does your preschooler have a TV in the bedroom? Have your kids been affected by something scary on TV or in a movie? How will these recent research findings affect how you manage your child’s media diet? Post a comment below to share your experiences with other parents.

[1] Cantor, J., S. Byrne, E. Moyer-Gusé, K. Riddle. Descriptions of Media-Induced Fright Reactions in a Sample of US Elementary School Children. Journal of Children and Media 4(1) p.1-17.

 


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Kidobi provides smart media solutions for parents with young children. Our unique technology adapts to the skill level of each child, creating tailor-made, ad-free playlists that are just right for them. Give your child media that matters! Visit www.kidobi.com today to make screen time count!

 

 

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What do I need to open an RESP for my child(ren)?

by Maxine
Posted August 1 2010 12:33am
Filed under:

Opening an RESP for your child(ren) is simple. You and your child will need a Social Insurance Number (SIN) and you will need to choose an RESP provider. 

Getting a Social Insurance Number for your baby:

To receive a SIN number for your child you must visit a Service Canada (http://www.servicecanada.gc.ca/eng/sin/apply/proof.shtml) office and provide an official document that proves your child’s identity and status in Canada. For a Canadian citizen, you must provide a Birth Certificate or your Certificate of Canadian citizenship documents. 

If you are a Registered First Nations person and would like to register your status on your SIN record you must also submit a Certificate of Indian Status issued by Indian and Northern Affairs Canada (INAC) with your Birth Certificate.

Please see Service Canada’s detailed website on this topic: http://www.servicecanada.gc.ca/eng/sin/apply/proof.shtml

If you have all the correct documentation you can receive a SIN when you visit the Service Canada office and your card will be mailed to you at a later date.

You can also apply by mail if you do not live near a Service Canada office or cannot schedule a visit. This will mean sending original copies of your supporting documents and an application in the mail. You can find the address and download the application here: http://www.servicecanada.gc.ca/eng/sin/apply/how.shtml 

In Alberta, British Columbia, Ontario and Nova Scotia parents can apply for newborn registration when their child is born. This means that you can register for your child’s SIN at the same time that you apply for their registration of birth. This convenient option will save parents from filling out multiple applications, and avoids additional visits to Service Canada. You can find more details about this program here: http://www.servicecanada.gc.ca/eng/sin/apply/newborn.shtml

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The Family that Watches Together

by Guest
Posted March 13 2012 04:59pm

Helping your child get more out of television

Decades of research show that children learn about literacy, math, social skills, and more when they watch well-designed educational television shows like Sesame Street or Dora the Explorer. Yet, kids learn even more from co-viewing – that is, when they watch with a parent or caregiver, and talk about what they see.

In today’s busy world, most parents don’t have the time to sit with their kids every time they turn on the TV. But even occasional co-viewing with your child can make a difference. Here are a few tips to help you make the most of it.

What’s On?

Take a look at some of the shows your child watches, and get a sense of what they’re like. Even among positive, educational programming, different series are designed to address a variety of subjects for different age groups. Just as you do in every other aspect of your child’s life, choose the programs that are best suited to your child’s age, personality, interests, and needs.

Watch Together, Talk Together

When you can, take a little time to watch TV together with your child. As you do, talk about what you see. You don’t need to keep up a constant stream of chatter — after all, you don’t want to become the annoying guy in the movie theater who won’t keep quiet. But an occasional, well-timed comment can help kids follow the story and understand its educational concepts (“See, those letters spell ‘store’,” “Oh, look – what’s the monkey doing?").

To help your child understand the program more deeply, take your conversation beyond what’s literally on the screen. Encourage your child to guess what will happen next, discuss what a character might be feeling, or tie aspects of the story to your own lives (“Remember, that’s like the time we…,” “Mmm, he’s eating ice cream. You like ice cream too, right?”).

Join in!

Many TV shows specifically invite young viewers to play along while they watch. Encourage your child to call out answers to puzzles in Blue’s Clues, or to count along with The Count on Sesame Street. And don’t be afraid to join in the fun yourself!

Even when a show isn’t as directly participatory as Blue’s Clues, kids can still take an active part by putting themselves in the characters’ place. Can they solve the mystery before the characters do? What would they do if they had a fight with a friend, like the character on screen?

Keep It Going

Use favorite shows as a springboard for activities that the two of you – or even the whole family – can do together afterward. Is his curiosity sparked by a story about leaves on The Cat in the Hat Knows a Lot About That? Take a walk outside to collect different kinds of leaves together. Is Dinosaur Train her favorite show? Visit a museum where she can see footprints and fossils from real-life dinosaurs. Related books, trips, and activities can keep the learning going long after the TV is turned off.

 


Kidobi.com logo and tag

Kidobi provides smart media solutions for parents with young children. Our unique technology adapts to the skill level of each child, creating tailor-made, ad-free playlists that are just right for them. Give your child media that matters! Visit www.kidobi.com today to make screen time count!

 

 

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